As the calendar turns and we say goodbye to New Year’s Eve, we welcome the start of a brand-new year filled with opportunity, reflection, and fresh goals. The New Year is more than just a date change — it’s a moment to pause, celebrate how far we’ve come, and thoughtfully plan for what lies ahead.
At FedPlanWerks and My Fed Retirement Werks, we believe the beginning of the year is one of the most powerful times to evaluate your financial future, especially for federal employees and retirees preparing for their next chapter.
Ringing in the New Year with Purpose
New Year’s Eve is traditionally a time of celebration, gratitude, and anticipation. It’s a reminder that time moves quickly — and that proactive planning matters. As the New Year begins, many federal employees take this opportunity to review retirement goals, reassess benefits, and make informed decisions about their future.
Whether retirement is just around the corner or still years away, the start of the year is the perfect time to:
Review your federal retirement timeline
Understand your FERS or CSRS benefits
Reevaluate TSP contribution strategies
Plan for healthcare, survivor benefits, and income security
Small steps taken now can make a meaningful difference later.
Happy Birthday to Our January Birthdays 🎉
A special birthday wish goes out to those born in January! Your birthday marks not only a personal milestone but also a powerful reminder that every year matters — especially when it comes to retirement planning.
For many federal employees, age plays a key role in retirement eligibility, benefit calculations, and planning opportunities. A January birthday can be an ideal time to:
Check eligibility for retirement or early retirement options
Revisit annuity estimates and benefit elections
Review long-term financial and income goals
Celebrating another year is the perfect reason to ensure your retirement strategy is aligned with your life goals.
Start the Year Strong with a Clear Plan
The New Year symbolizes fresh beginnings, clarity, and intentional action. At FedPlanWerks and MyFedRetirementWerks, we’re here to help you turn that momentum into confidence and preparation. Federal retirement planning doesn’t have to be overwhelming — with the right guidance, it can be empowering.
As you step into the New Year, we encourage you to invest in yourself, your future, and your peace of mind.
From all of us at FedPlanWerks and MyFedRetirementWerks, we wish you a Happy New Year, a joyful January birthday if you’re celebrating, and continued success in the year ahead.